Mortgage - Who We Are
Gerald Seman
JSSB Mortgage Services
President
MLO NMLS #493614
Education & Accreditations
- Luzerne County Community College, Bachelor of Science - Business Administration
- Central Atlantic Advanced School of Banking at Bucknell University, PBA
- Graduate - Leadership Lycoming & Dale Carnegie
- Omega - Financial Accounting for Lenders
Experience
Jerry has over 35 years of experience in mortgage banking, specializing in mortgage production and sales. His primary responsibilities are managing the Mortgage Division's strategic growth initiatives, which include; recruitment, marketplace expansion, and secondary market investor relations throughout Pennsylvania.
Wanda Fortin
JSSB Mortgage Services
Mortgage Loan Sales Manager/East Region
MLO NMLS #408778
Experience
Wanda has over 35 years of mortgage lending experience with an extensive background in conventional financing, FHA, first time home buyer, VA, USDA/Rural Housing, new construction, log/land and bridge loans. She most recently was a Mortgage Banker/Consultant with Susquehanna Bank.
Gina Wright
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #962042
Education & Accreditations
- Pennsylvania College of Technology
Experience
With over 20 years of mortgage lending experience, Gina has extensive experience in conventional financing, FHA, first time home buyer, VA, USDA/Rural Housing, new construction, lot/land and bridge loans. Prior to joining JSSB Mortgage Services Gina worked for Wells Fargo Mortgage.
Brenda Bryerton
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #493597
Education &Accreditations
- Attended Pennsylvania College of Technology & Penn State
Experience
Brenda has been originating residential mortgages with JSSB Mortgage Services since 1997. She specializes in residential mortgages, mortgage refinancing and new construction mortgages in Centre County, as well as the surrounding counties.
Carrie Campbell
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #493599
Education & Accreditations
- Robert Morris University, Bachelor of Science - Business Administration, Finance
Experience
Carrie joined JSSB Mortgage Services in 2005 as a Mortgage Processor/Preliminary Underwriter. In 2015, she began originating mortgage loans, specializing in Conventional, FHA, VA, USDA, PHFA as well as non-conforming residential mortgage lending.
Michael Cotchen
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #1923383
Education & Accreditations
- Bachelor of Arts - University of Pittsburgh
- CPA Exam Eligibility Certificate - Clarion University
Experience
With five years of Mortgage lending experience, Mike specializes developing relationships with customers, realtors, community and civic organizations to promote goodwill in the customer mortgage applications and in the closing process.
Michele Henry
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #146459
Education & Accreditations
- Clarion University of Pennsylvania, Bachelor of Arts - English, Psychology Minor
Experience
Michele has been in the mortgage business for 18 years as a Loan Processor and Loan Officer. Michele's lending experience includes Conventional, VA, USDA, FHA and Construction loans. Michele focuses all of her guidance around what is best for her clients and she prides herself on being as readily available as possible to answer any questions or concerns a customer might have for her.
Clayton King
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #1675792
Education & Accreditations
- Bachelors - Health Studies, Pennsylvania College of Technology
- Masters - Sports Management, California University of PA
Experience
As a JSSB Mortgage Consultant in Montour, Northumberland, Snyder and Union Counties, Clayton specializes in Conventional, FHA, VA, USDA, PHFA, as well as non-conforming residential mortgage lending.
Kendra Kramer
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #1417393
Education & Accreditations
- Attended The Pennsylvania State University
Experience
With over 14 years of banking experience, three of those in the Mortgage area, Kendra specializes in Conventional, PHFA, USDA, Construction, FHA, and VA mortgage lending in Clinton and Centre Counties.
Tammy Smith
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #704463
Education & Accreditations
- Graduate of Jersey Shore Area High School
- Multiple AIB courses
Experience
Involved in the mortgage industry for over 35 years, Tammy has been a Mortgage Consultant since 1992. Serving the Clinton County, PA market, she is experienced with First Time Homebuyer, construction and renovation loans and government loans.
Andrew Snare
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #405008
Education & Accreditations
- Bachelor of Science - Penn State University
Experience
Andrew specializes in Conventional, PHFA, USDA, Construction, FHA, and VA mortgage lending.
Kim Walker
JSSB Mortgage Services
Mortgage Consultant
MLO NMLS #493616
Education & Accreditations
- Williamsport Area Community College, Associate - Accounting
Experience
With over 29 years of banking experience, Kim specializes in Conventional, PHFA, USDA, Construction, FHA, and VA mortgage lending.
A complete list of Mortgage Loan Officers and their MLO numbers are available by calling 570.320.4758 or by visiting your local branch.
Regulations 2021
