Mortgage - Who We Are

New Image
New Image

Gerald Seman

JSSB Mortgage Services

President

MLO NMLS #493614

Education & Accreditations
  • Luzerne County Community College, Bachelor of Science - Business Administration
  • Central Atlantic Advanced School of Banking at Bucknell University, PBA
  • Graduate - Leadership Lycoming & Dale Carnegie
  • Omega - Financial Accounting for Lenders
Experience

Jerry has over 35 years of experience in mortgage banking, specializing in mortgage production and sales.  His primary responsibilities are managing the Mortgage Division's strategic growth initiatives, which include; recruitment, marketplace expansion, and secondary market investor relations throughout Pennsylvania.

Wanda Fortin

JSSB Mortgage Services

Mortgage Loan Sales Manager/East Region

MLO NMLS #408778

Experience

Wanda has over 32 years of mortgage lending experience with an extensive background in conventional financing, FHA, first time home buyer, VA, USDA/Rural Housing, new construction, log/land and bridge loans.  She most recently was a Mortgage Banker/Consultant with Susquehanna Bank.

Gina Wright

JSSB Mortgage Services
Mortgage Consultant

MLO NMLS #962042

Education & Accreditations
  • Pennsylvania College of Technology
Experience

With over 20 years of mortgage lending experience, Gina has extensive experience in conventional financing, FHA, first time home buyer, VA, USDA/Rural Housing, new construction, lot/land and bridge loans.  She also has a background in Title, abstracting and gas leasing.  Prior to joining JSSB Mortgage Services Gina worked for Wells Fargo Mortgage.  

Shari Johnson

JSSB Mortgage Services

Mortgage Loan Sales Manager/Northern Tier

MLO NMLS #528460

Education & Accreditations
  • Mansfield University of Pennsylvania, Bachelor of Science - Business Administration
Experience

Shari has over 24 years of mortgage lending experience with an extensive background in conventional, FHA, VA, USDA/Rural Housing, and construction financing. Specializing in finding solutions for unique or complicated transactions, Shari makes it her goal to be as accommodating and flexible as possible.


Brenda Bryerton

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #493597

Education &Accreditations
  • Attended Pennsylvania College of Technology & Penn State
Experience

Brenda has been originating residential mortgages with JSSB Mortgage Services since 1997.  She specializes in residential mortgages, mortgage refinancing and new construction mortgages in the Centre County market.

Carrie Campbell

JSSB Mortgage Services
Mortgage Consultant

MLO NMLS #493599

Education & Accreditations
  • Robert Morris University, Bachelor of Science - Business Administration, Finance
Experience

Carrie joined JSSB Mortgage Services in 2005 as a Mortgage Loan Processor/Preliminary Underwriter.  As a JSSB Mortgage Consultant she specializes in Conventional, FHA, VA, USDA, PHFA as well as non-conforming residential mortgage lending. 

Michael Cotchen

JSSB Mortgage Services
Mortgage Consultant

MLO NMLS #1923383

Education & Accreditations
  • Bachelor of Arts - University of Pittsburgh
  • CPA Exam Eligibility Certificate - Clarion University
Experience

With five years of Mortgage lending experience, Mike specializes developing relationships with customers, realtors, community and civic organizations to promote goodwill in the customer mortgage applications and in the closing process.  

Michele Henry

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #146459

Education & Accreditations
  • Clarion University of Pennsylvania, Bachelor of Arts - English, Psychology Minor
Experience

Michele has been in the mortgage business for almost 15 years as a Loan Processor and Loan Officer. Michele's lending experience includes Conventional, VA, USDA, FHA and Construction loans. Michele focuses all of her guidance around what is best for her clients and she prides herself on being as readily available as possible to answer any questions or concerns a customer might have for her.

Clayton King

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #1675792

Education & Accreditations
  • Bachelors - Health Studies, Pennsylvania College of Technology
  • Masters - Sports Management, California University of PA
Experience

 As a JSSB Mortgage Consultant in Montour and Union Counties, Clayton specializes in Conventional, FHA, VA, USDA, PHFA, as well as non-conforming residential mortgage lending. 

Kendra Kramer

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #1417393

Education & Accreditations
  • Attended The Pennsylvania State University
Experience

With over 14 years of banking experience, three of those in the Mortgage area, Kendra specializes in Conventional, PHFA, USDA, Construction, FHA, and VA mortgage lending in Clinton and Centre Counties.     

Tammy Smith

JSSB Mortgage Services
Mortgage Consultant

MLO NMLS #704463

Education & Accreditations
  • Graduate of Jersey Shore Area High School 
  • Multiple AIB courses
Experience

Involved in the mortgage industry for over 28 years, Tammy has been a Mortgage Consultant since 1992.  Serving the Clinton County, PA market, she is experienced with First Time Homebuyer, construction and renovation loans and government loans.

Kim Walker

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #493616

Education & Accreditations
  • Williamsport Area Community College, Associate - Accounting
Experience

With over 29 years of banking experience, Kim specializes in Conventional, PHFA, USDA, Construction, FHA, and VA mortgage lending.     

 
A complete list of Mortgage Loan Officers and their MLO numbers are available by calling 570.320.4758 or by visiting your local branch.