Mortgage - Who We Are

Gerald J. Seman

JSSB Mortgage Services

President

MLO NMLS #493614

Education & Accreditations
  • Business Administration -  Luzerne County Community College
  • Central Atlantic Advanced School of Banking – PBA Bucknell, Lewisburg
  • Graduate - Dale Carnegie
Experience

Jerry has over 30 years of experience in mortgage banking specializing in secondary market production and sales. His primary responsibilities include managing the Mortgage Division’s strategic growth initiatives and planning throughout Pennsylvania and secondary market investor relations.

Community & Professional Service

Jerry is a 1998 graduate of Leadership Lycoming, a training program designed by the Williamsport/Lycoming Chamber of Commerce to educate and motivate leaders on the needs of their community. Jerry also, holds various capacities with the following organizations.

  • Lender Advisory Member – PA Housing Finance Agency
  • Member – Regional Housing Advisory Committee (RHAC)
  • Committee Chair – PBA Mortgage Banking Advisory
  • Member – PBA Professional Development Policy Committee
  • Affiliate Member – West Branch Assoc. Realtors & Greater Wilkes Barre Assoc. Realtors
  • Advisory Member – Lycoming Neighborhood Development Corporation
  • Board Member – Housing Coalition of Lycoming County

Wanda Fortin

JSSB Mortgage Services

Mortgage Loan Sales Manager/East Region

MLO NMLS #408778

 

Experience

Wanda has over 29 years of mortgage lending experience with an extensive background in conventional financing, FHA, first time home buyer, VA, USDA/Rural Housing, new construction, log/land and bridge loans.  She most recently was a Mortgage Banker/Consultant with Susquehanna Bank.

Community & Professional Service

Wanda serves as treasurer of her church.

Kayla Gephart

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #1512210

Education & Accreditations
  • Bachelor of Arts in Finance, Marywood University
  • Bachelor of Arts in Business Administration, Marywood University
Experience

Kayla joined JSSB in August of 2013 as a Portfolio Mortgage Processor/Underwriter. During that time, Kayla excelled in her position and quickly moved up into a Mortgage Consultant position. Kayla attained her Xinnix Originator Certification from the Xinnix Mortgage Academy.

Community & Professional Service

Kayla is a member at large for various committees at her church.

Carol Hammond

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #1126806

Education & Accreditations
  • Certificate of Completion, XINNEX - The Mortgage Academy
Experience

Carol has been working in the financial industry for over 30 years as a Loan Officer and Underwriter. Carol joined the JSSB Mortgage SErvices team in 2013 as a Mortgage Consultant Assistant. As a Mortgage Consultant, Carol specializes in Conventional, FHA, VA, USDA, and PHFA loans.

James E. Losell

JSSB Mortgage Services

Mortgage Loan Originator

MLO NMLS #313118

Education & Accreditations
  • Accounting, Williamsport Area Community College
Experience

James has more than 30 years of experience in the lending industry and has personally assisted hundreds of families with responsible and affordable home financing. James holds integrity in high regard when doing business and believes mortgage should be about building a long-lasting relationship and helping clients to achieve their home financing goals.

Community & Professional Service

James recently returned to the central Pennsylvania area after having lived in Las Vegas, Nevada for 15 years where he worked with the Guild Mortgage Company. While in Las Vegas, James was a member of the Community Outreach Committee with GLVAR for 14 years, serving as Vice Chair and Chair; James also volunteered with Saint Jude's Ranch for Children, Foreclosed Upon Pets, and PAWS.

Gina Wright

JSSB Mortgage Services
Mortgage Consultant

MLO NMLS #962042

Education & Accreditations
  • Pennsylvania College of Technology
Experience

With over 20 years of mortgage lending experience, Gina has extensive experience in conventional financing, FHA, first time home buyer, VA, USDA/Rural Housing, new construction, lot/land and bridge loans.  She also has a background in Title, abstracting and gas leasing.  Prior to joining JSSB Mortgage Services Gina worked for Wells Fargo Mortgage.  

Shari Johnson

JSSB Mortgage Services

Mortgage Loan Sales Manager/Northern Tier

MLO NMLS #528460

Education & Accreditations
  • Bachelor of Science Business Administration, Mansfield University
Experience

Shari has over 24 years of mortgage lending experience with an extensive background in conventional, FHA, VA, USDA/Rural Housing, and construction financing. Specializing in finding solutions for unique or complicated transactions, Shari makes it her goal to be as accommodating and flexible as possible.

Community & Professional Service
Shari is a member of the North Central Pennsylvania Board of Realtors and a supporter of The American Cancer Society.

Brenda Bryerton

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #493597

Education &Accreditations
  • Attended Pennsylvania College of Technology & Penn State
Experience

Brenda has been originating residential mortgages with JSSB Mortgage Services since 1997.  She specializes in residential mortgages, mortgage refinancing and new construction mortgages in the Centre County market.

Carrie Campbell

JSSB Mortgage Services
Mortgage Consultant

MLO NMLS #493599

Education & Accreditations
  • Robert Morris University, BSBA in Finance
Experience

Carrie joined JSSB Mortgage Services in 2005 as a Mortgage Loan Processor/Preliminary Underwriter.  As a JSSB Mortgage Consultant she specializes in Conventional, FHA, VA, USDA, PHFA as well as non-conforming residential mortgage lending. 

Tammy Smith

JSSB Mortgage Services
Mortgage Consultant

MLO NMLS #704463

Education & Accreditations
  • Graduate of Jersey Shore Area High School 
  • Multiple AIB courses
Experience

Involved in the mortgage industry for over 28 years, Tammy has been a Mortgage Consultant since 1992.  Serving the Clinton County, PA market, she is experienced with First Time Homebuyer, construction and renovation loans and government loans.

Community & Professional Service

Active in her church, she is a youth ministry leader and board member.

Kim Walker

JSSB Mortgage Services

Mortgage Consultant

MLO NMLS #493616

Education & Accreditations
  • Williamsport Area Community College, Associate Degree in Accounting
Experience

With over 29 years of banking experience, Kim specializes in Conventional, PHFA, USDA, Construction, FHA, and VA mortgage lending.     

Community & Professional Service
Kim serves the community as a member of the Jersey Shore Area Kiwanis.  She is a past president and treasurer of the club. 

 

A complete list of Mortgage Loan Officers and their MLO numbers are available by calling 570.320.2010 or by visiting your local branch.