Mortgage

Mortgage

Our Mortgage Consultants use their experience and knowledge to guide you through the home buying process.

MORTGAGE PRODUCTS

Conventional Mortgage

  • Fixed rates, longer term financing with minimum down payment options.

FHA Mortgage

  • Minimum cash down payment requirements.
  • Insured by the Federal Housing Administration (FHA).
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    Government backed loans may require certain geographical, family status, income, purchase price limits, and/or property requirements.

PHFA Mortgage

  • Minimum down payment requirements.
  • Below market fixed rates.
  • Some programs provide down payment and/or closing cost assistance.
  • Available to first time and non-first time homebuyers.
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    Government backed loans may require certain geographical, family status, income, purchase price limits, and/or property requirements.

     

VA Mortgage

  • Eligible Veterans have no down payment requirements.
  • Refinance options available.
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    Government backed loans may require certain geographical, family status, income, purchase price limits, and/or property requirements.

     

USDA/RHS Mortgages

  • Competitive market rates.
  • Financing for some or all closing costs.
  • No down payment required.
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    Government backed loans may require certain geographical, family status, income, purchase price limits, and/or property requirements.

     

Custom Portfolio Options

  • Mortgage options to meet your unique situation.
  • Options available to keep mortgage local.

New Home Construction Loans

  • Single or two close loans.

Jumbo Loans

  • Financing for your exclusive property.

Bridge & Blanket Loan

  • Temporary financing to help purchase your new home before you sell your current home.
  • Options tailored to meet your needs.