Thank you for your recent application to open an account at JSSB. We regret to inform you that your application has been denied.

Your Score
Your score is not available from Chex Systems, Inc., a consumer reporting agency, whose address is ATTN: Customer Relations, 7805 Hudson Rd, Suite 100, Woodbury, MN 55125. Phone - 800-428-9623. If you have any questions about your score, please contact the agency.

Your Right To Get Your Consumer Report
In evaluating your application, a consumer reporting agency provided us with information that in whole or in part influenced our decision. The consumer reporting agency played no part in our decision and is unable to supply specific reasons why we have denied service to you. Your have a right under the Fair Credit Reporting Act to know the information contained in your consumer report at the consumer reporting agency. It can be obtained by contacting the agency at the address and phone number shown above. Your also have the right to a free copy of your report from the reporting agency, if you request it no later than 60 days after your receive this Notice. In addition, if you find that any information contained in the report is innaccurate or incomplete, you have the right to dispute the matter with the reporting agency.

Information About Your Score
Your score is a number that reflects the information in your consumer report. Your score can change, depending on how the information in your consumer report changes.

Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided that the applicant has the capacity to enter into a binding contract); or because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this Creditor is the FDIC, 3501 Fairfax Drive, Arlington, VA 22201.

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