Commercial Lenders -
Who We Are

New Image

Tim Kishbach    
SVP/Director of Commercial Lending
Commercial Lending

MLO NMLS #1534548

Education & Accreditations
  • BS, Pennsylvania State University
  • MBA, Bloomsburg University
  • PBA School of Commercial Lending
  • Stonier Graduate School of Banking
  •  

    Experience

    With over 27 years of experience in the financial industry, Kishbach has experience as a Senior Loan Officer for First National Bank of Berwick; Business Banking Regional Manager for Citizens Bank of Pennsylvania; Senior Loan Officer for SEDA-CoG; and Senior Relationship Manager of Business Banking for M&T Bank.

    Community & Professional Service

    Kishbach currently holds the positions of Finance Committee Member at the Centre County United Way, Vice Chairman of the Board of Directors for the YMCA of Centre County, SCORE Volunteer for Centre County, and Member-At-Large of the CBICC Loan Review Committee 

    David Gundy

    David Gundy     
    Senior Vice President
    Commercial Lending

    MLO NMLS #873857

    Education & Accreditations
    • BA,  Indiana University of Pennsylvania
    • Honors Graduate: Stonier Graduate School of Banking, University of Delaware
    • Graduate: Pennsylvania School of Banking, Bucknell University
    • Certifications: Dun & Bradstreet and Dale Carnegie Management
    Experience

    With over 40 years of experience in Commercial Lending and a Senior Manager Dave oversees a Loan Portfolio in excess of $65 million.  He is responsible for commercial relationships in Centre and Clinton Counties.

    Community & Professional Service

    Active in the local community Dave is Chairman of the Board of the Lock Haven Hospital, Treasurer of the Lafayette Lodge #199 F&M and a member of the Lock Haven Rotary Club.   

    Michael Musto

    Michael Musto
    Vice President
    Commercial Lending

    MLO NMLS #873860

    Education & Accreditations
    • BA, Political Science, Rutgers University
    • PBA School of Commercial Lending
    Experience

    Mike joined JSSB in July 1991.  He specializes in Commercial Lending with an emphasis on Commercial Real Estate and C&I throughout Lycoming, Centre, Montour, Northumberland, Union and Columbia Counties. 

    Community & Professional Service

    Active in the local community Mike is involved in the Montoursville Area School District Foundation, Montoursville and South Williamsport Soccer. He is a graduate of Leadership Lycoming.  

    Mark Smithgall

    Mark A. Smithgall   
    Commercial Lending

    MLO NMLS #1191574

    Education & Accreditations
    • Lycoming College- Managerial Economics
    • Business related training: Omega Banking Course; JSSB Management Training program
    Experience

    Since joining JSSB as an Intern Mark has worked throughout the bank.  He specializes in Commercial Lending in the Williamsport and Jersey Shore market areas.  Prior to joining JSSB Mark worked at Susquehanna Health and Beiter’s Home Center.

    Community & Professional Service

    Mark is very active in his church.   

    Robert Sullivan

    Robert Sullivan
    AVP

    Business Development Officer

    MLO NMLS #582818

    Education & Accreditations
    • BS, Embry-Riddle Aeronautical University
    • Pennsylvania Banker Association School of Banking
    • Leadership Lycoming
    Experience

    Rob has over 12 years of experience in the banking industry, specializing in both retail and commercial loans.  Prior to his position as a Business Development Officer, Rob worked in residential/secondary market lending.

    Community & Professional Service

    He is active in his community, volunteering as a basketball coach and coordinator for his church and as a coach for Little League and ASA softball. 

    Rob has previously volunteered for Habitat for Humanity, Lions Club and the United Way Allocation Committee.

    New Image

    Glenn Fisher
    Commercial Lending

    MLO NMLS #1705048

    Education & Accreditations
    • BS, Finance - University of Pittsburgh at Johnstown
    Experience

    With over 33 years of experience, Glenn specializes in commercial lending and relationship management throughout Centre, Huntingdon and Blair Counties.

    Community & Professional Service

    He is active in his community, holding Board positions for both Centre County Housing Cabinet and Sills of Central Pennsylvania, as well as a volunteer for Special Olympics.

    New Image

    Ginny Forbes
    Commercial Lending

    MLO NMLS #1734600

    Education & Accreditations
    • Bachelor Degree - Baldwin-Wallace College
    • Certified Treasury Professional
    • Leadership Susquehanna Valley
    Experience

    With over 20 years of experience, Ginny specializes in Commercial Lending in the Lewisburg and Danville markets.

    Community & Professional Service

    She is active in his community, serving as the Kids Ministry and Music Ministry at her church, as well as previous volunteering for Greater Susquehanna Valley United Way.

    A complete list of Mortgage Loan Officers and their MLO numbers are available by calling 570.320.2010 or by visiting your local branch.