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Commercial Lenders -
Who We Are

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Tim Kishbach    
SVP/Director of Commercial Lending
Commercial Lending

MLO NMLS #1534548

Education & Accreditations
  • BS, Pennsylvania State University
  • MBA, Bloomsburg University
  • PBA School of Commercial Lending
  • Stonier Graduate School of Banking
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    Experience

    With over 31 years of experience in the financial industry, Kishbach has experience as a Senior Loan Officer for First National Bank of Berwick; Business Banking Regional Manager for Citizens Bank of Pennsylvania; Senior Loan Officer for SEDA-CoG; and Senior Relationship Manager of Business Banking for M&T Bank.

    David Gundy

    David Gundy     
    Senior Vice President
    Commercial Lending

    MLO NMLS #873857

    Education & Accreditations
    • BA,  Indiana University of Pennsylvania
    • Honors Graduate: Stonier Graduate School of Banking, University of Delaware
    • Graduate: Pennsylvania School of Banking, Bucknell University
    • Certifications: Dun & Bradstreet and Dale Carnegie Management
    Experience

    With over 40 years of experience in Commercial Lending and a Senior Manager Dave oversees a Loan Portfolio in excess of $65 million.  He is responsible for commercial relationships in Centre and Clinton Counties.

     
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    Glenn Fisher

    Vice President
    Commercial Lending

    MLO NMLS #1705048

    Education & Accreditations
    • BS, Finance - University of Pittsburgh at Johnstown
    Experience

    With over 33 years of experience, Glenn specializes in commercial lending and relationship management throughout Centre, Huntingdon and Blair Counties.

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    Ginny Forbes

    Vice President
    Commercial Lending

    MLO NMLS #1734600

    Education & Accreditations
    • Bachelor Degree - Baldwin-Wallace College
    • Certified Treasury Professional
    • Leadership Susquehanna Valley
    Experience

    With over 20 years of experience, Ginny specializes in Commercial Lending in the Lewisburg and Danville markets.

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    Terry Glunt  

    Vice President
    Commercial Lending

    MLO NMLS #467587

    Education & Accreditations
    • BS, Pennsylvania State University
    Experience

    With over 26 years of experience, Terry specializes in Commercial Lending and Commercial Relationship Management in the Blair County market area.

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    Emily R. Landis

    Vice President   
    Commercial Lending

    MLO NMLS #1080649

    Education & Accreditations
    • Bachelor of Science, Agriculture System Management - The Pennsylvania State University
    • Masters of Agriculture - The Pennsylvania State University
    Experience

    Emily has over 12 years of experience in the banking industry, formerly holding the positions of Regional Manager and Business Development Officer for JSSB.  She specializes in Commercial Lending in Centre County and the surrounding areas.

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    Patrick Miles

    Vice President

    Commercial Lending

    MLO NMLS #2007719

    Education & Accreditations
    • Pennsylvania State University
    • PBA School of Commercial Lending
    Experience

    With over 10 years of experience, Pat specializes in Commercial Lending in the Altoona and State College areas.

    Michael Musto

    Michael Musto
    Vice President
    Commercial Lending

    MLO NMLS #873860

    Education & Accreditations
    • BA, Political Science, Rutgers University
    • PBA School of Commercial Lending
    Experience

    Mike joined JSSB in July 1991.  He specializes in Commercial Lending with an emphasis on Commercial Real Estate and C&I throughout Lycoming, Centre, Montour, Northumberland, Union and Columbia Counties. 

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    Michael S. Owens

    Vice President

    Commercial Lending

    MLO NMLS #467634

    Education & Accreditations
    • Omega - Financial Business Accounting for Lenders
    • Certificate in Banking - American Bankers Association
    Experience

    With over 31 years of experience, most recently as Senior Relationship Manager at M&T Bank, Mike specializes in Commercial Lending in Centre and Clinton Counties.

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    Craig Russell

    Vice President

    Commercial Lending

    MLO NMLS #493613

    Experience

    An nineteen year JSSB employee, he specializes in Commercial Lending in the Lycoming, Clinton and Centre County markets.

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    David Latorre 
    Commercial Lending

    MLO NMLS #475270

    Education & Accreditations
    • B.S. Business Administration - Bloomsburg University of PA
    • MSA - Bloomsburg University of PA
    Experience

    Dave specializes in Commercial Lending in Montour County and surrounding area.  Prior to joining JSSB, he held management positions at M&T Bank.

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    Scott Rinker

    Commercial Lending

    MLO NMLS #1204771

    Education & Accreditations
    • Bachelor of Science - Pennsylvania College of Technology
    • PBA School of Banking
    • Business related training: Omega Banking Course; JSSB Management Training program

    Since joining JSSB as an Intern, Scott has worked throughout the bank.  Most recently, he was the Branch Manager at the Loyalsock office. Scott specializes in Commercial Lending in the Williamsport area.

    Mark Smithgall

    Mark A. Smithgall   
    Commercial Lending

    MLO NMLS #1191574

    Education & Accreditations
    • Lycoming College- Managerial Economics
    • Business related training: Omega Banking Course; JSSB Management Training program
    Experience

    Since joining JSSB as an Intern, Mark has worked throughout the bank.  He specializes in Commercial Lending in the Williamsport and Jersey Shore market areas.  Prior to joining JSSB Mark worked at Susquehanna Health and Beiter’s Home Center.

      

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    Trevor Stark   
    Commercial Lending

    MLO NMLS #1221882

    Education & Accreditations
    • Bachelors in Marketing - Saint Francis University
    • Management Training Program
    Experience

    Trevor specializes in Commercial Lending in Centre County and surrounding area.  He also is responsible for Commercial Cash Management services in this area.

    A complete list of Mortgage Loan Officers and their MLO numbers are available by calling 570.320.4758 or by visiting your local branch.