Insights Blog

February Home Buyer Seminars


Don't miss the February Home Buyer Seminars with JSSB Mortgage Services' Wanda Fortin and Gina Wright. RSVP Today!

Everyday Banking 101: Credit Cards


What’s the difference between a credit card and a debit card? Why is it important to have access to credit? How do credit cards work? Don’t panic if you don’t know the answers to these questions off the top of your head. JSSB is here to introduce you to the basics of paying with plastic — and help you get started on identifying the right kind of card for you.

Millennials: The Financial Enigma?


Millennials are here to stay and more. Over the next 5 years, the "tech native" generation is going to inherit more than 77% of the world's economy. That's huge and it's important that we all pay attention as they take the helm as world leaders in the very near future.

4 Questions To Ask Your Lender


Sometimes knowing what questions to ask is the biggest difference maker in beginning the process of taking out a home loan or mortgage. We have the top 4 questions you should be asking your lender before closing on your dream home.

Presidential Guidance: Trends Driving Mortgage Markets in 2018


The Commander-in-Chief of JSSB Mortgage Services has years of experience and wisdom at his disposal and is here to impart some of his knowledge to you.

What Is A Mortgage Pre-Approval And Why Should I Have One?


It might seem repetitive to seek a "pre-approval" before actually getting approved for a mortgage, but there are some surprising benefits to having one!

What Are Mortgage Points Anyway?


Have you ever seen the term “mortgage points” or “points” when looking to purchase or refinance a home? If so, you are not alone. Many of the loan options on the market today give borrowers the option to pay points.

6 Tips for Holiday Spenders


A list of tips for spending this holiday season. No matter your income level or budget, this article will allow you to free yourself from the headaches that come with holiday shopping should you choose to take heed.

Everyday Banking 101: Savings Accounts


A breakdown of why a savings account could mean huge strides in your financial stability down the road. Whether you're just looking to start saving, or you want to give your nest-egg "legs." here are some quick facts that will help you understand what account is best for you.

9 Tips for First-Time Home Buyers


A collaborative list of tips put together by top mortgage industry experts from JSSB Mortgage Services to help any first-time home buyer prepare for the life of a home owner!

Welcome to the JSSB Resource Center!!


Penns Woods Bancorp, Inc. and Jersey Shore State Bank take the financial well-being of our customers very seriously. We strive to provide everyone we do business with, no matter the circumstances, with the most accurate information we possibly can.

Blog Categories