Current Rates

Certificates of Deposit

 Min. BalanceInterest RateAPY**
33-Month Jump Up CD* 5,000 + 0.60% 0.60%
91-Day CD 2,500 - 4,999.99 0.03% 0.03%
91 Day CD 5,000 - 49,999.99 0.05% 0.05%
91 Day CD 50,000 - 99,999.99 0.07% 0.07%
91 Day CD 100,000 + 0.10% 0.10%
182 Day CD 2,500 - 4,999.99 0.05% 0.05%
182 Day CD 5,000 - 49,999.99 0.07% 0.07%
182 Day CD 50,000 - 99,999.99 0.10% 0.10%
182 Day CD 100,000 + 0.12% 0.12%
8 Month CD 500 - 4,999.99 0.06% 0.06%
8 Month CD 5,000 - 49,999.99 0.08% 0.08%
8 Month CD 50,000 - 99,999.99 0.11% 0.11%
8 Month CD 100,000 + 0.13% 0.13%
9 Month CD 500 - 4,999.99 0.07% 0.07%
9 Month CD 5,000 - 49,999.99 0.09% 0.09%
9 Month CD 50,000 - 99,999.99 0.12% 0.12%
9 Month CD 100,000 + 0.14% 0.14%
1 Year CD 500 - 4,999.99 0.10% 0.10%
1 Year CD 5,000 - 49,999.99 0.12% 0.12%
1 Year CD 50,000 - 99,999.99 0.14% 0.14%
1 Year CD 100,000 + 0.18% 0.18%
18 Month CD 500 - 4,999.99 0.15% 0.15%
18 Month CD 5,000 - 49,999.99 0.17% 0.17%
18 Month CD 50,000 - 99,999.99 0.20% 0.20%
18 Month CD 100,000 + 0.25% 0.25%
2 Year CD 500 - 4,999.99 0.17% 0.17%
2 Year CD 5,000 - 49,999.99 0.20% 0.20%
2 Year CD 50,000 - 99,999.99 0.22% 0.22%
2 Year CD 100,000 + 0.27% 0.27%
30 Month CD 500 - 4,999.99 0.20% 0.20%
30 Month CD 5,000 - 49,999.99 0.22% 0.22%
30 Month CD 50,000 - 99,999.99 0.27% 0.27%
30 Month CD 100,000 + 0.32% 0.32%
3 Year CD 500 - 4,999.99 0.30% 0.30%
3 Year CD 5,000 - 49,999.99 0.40% 0.40%
3 Year CD 50,000 - 99,999.99 0.60% 0.60%
3 Year CD 100,000 + 0.70% 0.70%
4-10 Year CD 500 - 4,999.99 0.75% 0.75%
4-10 Year CD 5,000 - 49,999.99 1.00% 1.00%
4-10 Year CD 50,000 - 99,999.99 1.10% 1.10%
4-10 Year CD 100,000 + 1.20% 1.21%

Rates effective as of 4/8/2014.

Rates subject to change. Actual APY will be determined at the time the account is opened. A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL MAY BE CHARGED AND WITHDRAWAL OF INTEREST BEFORE MATURITY MAY REDUCE THE YIELD.

*Variable rates may change after the account is open, one time during each term at account holder discretion. 

**APY = Annual Percentage Yield

IRAs

 Min. BalanceInterest RateAPY**
1 Year IRA 200 - 4,999.99 0.10% 0.10%
1 Year IRA 5,000 - 49,999.99 0.12% 0.12%
1 Year IRA 50,000 - 99,999.99 0.14% 0.14%
1 Year IRA 100,000 + 0.18% 0.18%
18 Month IRA 200 - 4,999.99 0.15% 0.15%
18 Month IRA 5,000 - 49,999.99 0.17% 0.17%
18 Month IRA 50,000 - 99,999.99 0.20% 0.20%
18 Month IRA 100,000 + 0.25% 0.25%
2 Year IRA 200 - 4,999.99 0.17% 0.17%
2 Year IRA 5,000 - 49,999.99 0.20% 0.20%
2 Year IRA 50,000 - 99,999.99 0.22% 0.22%
2 Year IRA 100,000 + 0.27% 0.27%
3 Year Jump Up IRA* 200 - 4,999.99 0.30% 0.30%
3 Year Jump Up IRA* 5,000 - 49,999.99 0.40% 0.40%
3 Year Jump Up IRA* 50,000 - 99,999.99 0.60% 0.60%
3 Year Jump Up IRA* 100,000 + 0.70% 0.70%
4-10 Year IRA 200 - 4,999.99 0.75% 0.75%
4-10 Year IRA 5,000 - 49,999.99 1.00% 1.00%
4-10 Year IRA 50,000 - 99,999.99 1.10% 1.11%
4-10 Year IRA 100,000 + 1.20% 1.21%

Rates effective as of 4/8/2014.

Rates subject to change. Actual APY will be determined at the time the account is opened. A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL MAY BE CHARGED AND WITHDRAWAL OF INTEREST BEFORE MATURITY MAY REDUCE THE YIELD.

*Variable rates may change after the account is open, one time during each term at account holder discretion.

**APY = Annual Percentage Yield

Checking, Savings, and Club Accounts

 Daily BalanceMin. BalanceInterest RateAPY**
Advantage Gold Checking 0 - 4,999.99 100 0.02% 0.02%
Advantage Gold Checking 5,000 - 49,999.99 100 0.03% 0.03%
Advantage Gold Checking 50,000 - 99,999.99 100 0.05% 0.05%
Advantage Gold Checking 100,000 + 100 0.07% 0.07%
Advantage Checking 0 - 4,999.99 1,000 0.02% 0.02%
Advantage Checking 5,000 - 49,999.99 1,000 0.03% 0.03%
Advantage Checking 50,000 - 99,999.99 1,000 0.05% 0.05%
Advantage Checking 100,000 + 1,000 0.07% 0.07%
Insured Money Market 0 - 4,999.99 2,000 0.02% 0.02%
Insured Money Market 5,000 - 49,999.99 2,000 0.05% 0.05%
Insured Money Market 50,000 - 99,999.99 2,000 0.10% 0.10%
Insured Money Market 100,000 + 2,000 0.20% 0.20%
Statement Savings 5.00 + 100 0.01% 0.01%
Christmas Club 0.00 + 2 0.03% 0.03%
All Purpose Club 0.00 + 2 0.03% 0.03%

Rates effective as of 4/8/2014.

Rates subject to change. Actual APY will be determined at the time the account is opened.  Variable rates may change after the account is open, and fees may reduce earnings. With Christmas Clubs and All Purpose Clubs a penalty may be imposed for early withdrawal.

**APY = Annual Percentage Yield

>