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August 21, 2017

Penns Woods Bancorp, Inc. Announces 3rd Quarter Dividend

Williamsport, PA – Richard A. Grafmyre CFP®, President and Chief Executive Officer of Penns Woods Bancorp, Inc., (NASDAQ:PWOD) has announced that the company’s Board of Directors declared a third quarter 2017 cash dividend of $0.47 per share.

The dividend is payable September 26, 2017 to shareholders of record September 12, 2017.

About Penns Woods Bancorp, Inc.
Penns Woods Bancorp, Inc. is the bank holding company for Jersey Shore State Bank and
Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania
through their retail banking, commercial banking, mortgage services and financial services
divisions. Penns Woods Bancorp, Inc. stock is listed on the NASDAQ National Market under
the symbol PWOD.

Previous press releases and additional information can be obtained from the company’s website
at www.jssb.com.

Contact:

Richard A. Grafmyre, President and Chief Executive Officer
300 Market Street, Williamsport, PA, 17701
(570) 322-1111
(888) 412-5772
jssb@jssb.com
www.jssb.com