Corporate News

2008

Third Quarter 2008 Earnings Reported

Jersey Shore, PA, October 17, 2008

Penns Woods Bancorp, Inc. (NASDAQ:PWOD) today reported that net income from core operations (“operating earnings”), which excludes net securities gains.

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Penns Woods Bancorp, Inc. Announces Quarterly Dividends

Williamsport, PA August 26, 2008

Ronald A. Walko, President and Chief Executive Officer of Penns Woods Bancorp, Inc., (Nasdaq:PWOD) has announced that the Company’s Board of Directors declared a third quarter 2008 cash dividend of $0.46 per share. The dividend represents an increase of 2.2% over the third quarter 2007, while the year to date 2008 dividends declared of $1.38 represent a $0.05 increase as compared to the same period of 2007.

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Second Quarter 2008 Earnings Reported

Jersey Shore, PA July 18, 2008

Penns Woods Bancorp, Inc. (NASDAQ:PWOD) today reported that net income from core operations (“operating earnings”), which excludes net securities gains.

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Bank Names Chief Financial Officer

Williamsport, PA June 26, 2008

Brian L. Knepp, CPA has been named the Chief Financial Officer of Jersey Shore State Bank, subsidiary of Penns Woods Bancorp, Inc., (NASDAQ:PWOD) according to Ronald A. Walko, President and CEO.

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Penns Woods Bancorp, Inc. Holds Annual Shareholders’ Meeting

Williamsport, PA

Penns Woods Bancorp, Inc., (NASDAQ: PWOD) the holding company of Jersey Shore State Bank, recently held its annual shareholders meeting. Ronald A. Walko, President and Chief Executive Officer of Penns Woods Bancorp, Inc. and Jersey Shore State Bank, presided over the meeting.

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Penns Woods Bancorp, Inc. Joins Russell 3000® Index

Jersey Shore, PA

Ronald A. Walko, President and CEO of Penns Woods Bancorp, Inc. announced today that the company has been added to the Russell 3000® Index. Penns Woods Bancorp, Inc. will also be included in the small-cap Russell 2000® Index.

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Penns Woods Bancorp, Inc. Reports First Quarter 2008 Earnings

Jersey Shore, PA, April 18, 2008

Penns Woods Bancorp, Inc. (NASDAQ:PWOD) today reported that net income from core operations (“operating earnings”), which excludes net securities gains, increased to $2,106,000 for the three months ended March 31, 2008 compared to $2,066,000 for the same period of 2007.

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Jersey Shore State Bank Honored by Pennsylvania Housing Finance Agency

Williamsport, PA, March 05, 2008

Jersey Shore State Bank was recently recognized by the Pennsylvania Housing Finance Agency (PHFA) for its performance in 2007. The bank’s mortgage services department was ranked the third highest producer of PHFA loans in Pennsylvania, the top lender in PHFA HOMEstead Loans and the top PHFA construction lender.

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Penns Woods Bancorp, Inc. Announces Quarterly Dividend

Williamsport, PA, February 26, 2008

Ronald A. Walko, President and Chief Executive Officer of Penns Woods Bancorp, Inc., (Nasdaq:PWOD) has announced that the Company’s Board of Directors declared a first quarter 2008 cash dividend of $0.46 per share. The dividend represents an increase of 4.5% over the first quarter 2007.

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Penns Woods Bancorp, Inc. Reports Increase in Fourth Quarter and Full-Year 2007 Operating Earnings

Jersey Shore, PA, January 22, 2008

Penns Woods Bancorp, Inc. (NASDAQ:PWOD) today reported that net income from core operations (“operating earnings”), which excludes net security gains and losses, increased to $2,383,000 and $8,913,000 for the three and twelve months ended December 31, 2007 compared to $2,100,000 and $8,539,000 for the same periods of 2006.

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