Checking Accounts | Loan Services | Investment Accounts
Special Services | Deposit Account Application | Service Fees (pdf)

 Relationship Interest Checking Account
The Relationship Interest Checking Account rewards you with special benefits. If you maintain a combined deposit and loan balance of $25,000, there is no minimum balance fee.

• Free Specialty Mint checks
• Free non-Jersey Shore State Bank ATM transactions*
• 1/4% premium on CDs (Excluding the 33-month jump up CD)
• 1/2% on installment loans of $5,000 or more with a 3-year term and automatic payment from a JSSB account
• 50% discount on the rental of a safe deposit box (depending upon availability)
• Free Internet Banking Bill Payment

*Other financial institutions may surcharge for the use of their ATM
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 Super Now Checking Account

If you would like an interest-bearing checking account with the ability to write an unlimited number of checks the Super NOW Checking Account might benefit you. There is no monthly minimum balance fee if a $1,000 minimum balance is maintained.
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 Regular Checking Account
No Charge if...

• Your account is maintained at a minimum balance of $400.
• If you do not maintain a $400 balance, a service charge of $0.25 per check will be assessed during the month with a $6.00 maximum fee.
• If eight (8) or less checks are paid during a month and your account dropped below the minimum, the charge is $2.00.

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 Free Checking Account
If you want a basic no frills checking account, the Jersey Shore State Bank Free Checking Account will benefit you.

• No monthly minimum balance fee.

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 55+ Checking Account
The 55+ Checking Account is available to anyone age 55 and over and offers the following features:

• Free Basic Checks
• No monthly minimum balance fee

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 Key Account
Our Key Account offers numerous benefits and values for a $6.00 monthly fee.

Financial Services

• Unlimited Check Writing
  With no minimum balance requirements, write as many checks as you want, without any additional fees.
• Basic Personalized Checks
  Checks will be provided to you designating you as a Key Account member with no additional fee.
• Safe Deposit Box Discount
  As a Key Account member you will receive a credit to apply against the rental price of a safe deposit box, depending upon availability.
• Traveler’s Checks
  Traveling? Get your travelers checks from us. They will be provided to you at a 50% discount. Buy all you need, when you need them!
• Money Orders and Certified Checks
  When you need a bank money order or a certified check, just ask us. We’ll issue money orders and certified checks at a 50% discount if you’re a member of the Key Account. Some restrictions apply.
• 24 Hour Banking
  Banking made easy with your ATM card 24 hours a day, 7 days a week, 365 days a year. As a member of the Key Account, there are no fees for withdrawals when you use a JSSB ATM. Also, receive four (4) free non-JSSB ATM transactions per statement cycle. Other banks may surcharge for use of their ATM.
• Notary Service
  Notary service will be provided to you at no additional charge. Service available ONLY at Jersey Shore State Bank branch offices. You no longer have to pay for this very important service. A money saver! (some exclusions apply)
• Free Internet Banking & Telephone Banking
  Internet and telephone banking at Jersey Shore State Bank provides access to your accounts 24 hours a day.
• Free Internet Banking Bill Payment

Security Benefits

• $10,000 Accidental Death & Dismemberment Insurance
  Insurance is provided immediately with your Key Account membership. Coverage is reduced 50% at age 70. If you have a joint account, total coverage is divided evenly. You may elect additional coverage.
• Living Family Journal
  Create peace of mind from the convenience of your personal computer. Easily organize, record, and document personal, medical and financial information with your LifeSteps Living Family Journal. This service is offered exclusively to customers with the Key Account.
• Credit Card Registration
  You may register all your credit cards with this convenient protection service. Should your credit card become lost or stolen, call the toll-free number and the operators will make all the necessary arrangements to have your registered cards cancelled and reissued immediately.

Travel Values

• Hotel & Motel Discounts
  Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad.
• $20,000 Common Carrier Insurance
  You will receive $20,000 Accidental Death & Dismemberment insurance when you travel by a licensed common carrier.

Lending & Overdraft Privileges

• Reduced Rate Installment Loan
  As a member of the Key Account, you are eligible for a reduced rate on direct installment loans of $5,000 or more when approved and payments are automatically deducted from your account. The loan term must be 3 years or more.
• Overdraft Protection / Check Plus
  If you qualify, you may be approved for a line of credit. This means that you can get money faster when you really need it.
• $50 Discount On Residential Mortgage Closing Costs
  When you finance a home with us you’ll receive $50 off your regular loan closing costs. (Excludes home equity loans.)

Health Provisions

• Prescription Drug Discounts
  Through a nationally recognized drug prescription program, you will receive the best price available on your prescription at your local participating pharmacy.
• Save Up To 60% On Hearing Instruments
  We have made arrangements with a hearing service for fantastic discounts on hearing instruments. You can save up to 60% off the normal retail cost of hearing instruments on top brand name manufacturers.
• Prescription Eyewear Discounts
  You receive guaranteed lowest prices on eyewear at thousands of locations nationwide plus a 30 day satisfaction guarantee. You also have access to a network of ophthalmologists in selected markets providing members a 20% to 60% discount on qualified procedures.
• Key 55 Checking
  If you are 55 or older you’ll receive all the benefits of the Key Account with a 50% discount on the membership fee.