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Business Banking: Loan Services

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Jersey Shore State Bank bankers take pride in helping people accomplish their goals. They take the time to talk to you, explain the bank's programs and services and develop a plan that will fit your business needs.

 Commercial Mortgage Loans
Purchase, build, expand or upgrade your site with one of our commercial loans. Our bankers will work with you to structure your loan to suit your individual business needs. A Jersey Shore State Bank commercial mortgage product can provide your business with the necessary funds to grow.

 Equipment Loans
Whether you require a personal computer or heavy equipment, we can offer you a loan to help you acquire the equipment you need to run your business.

 Lines of Credit
We provide lines of credit to assist your working capital needs. These variable rate loans allow you to borrow funds, repay the balance and borrow again when you need cash to help your business prosper.

 Letters of Credit
We can provide your business with a letter of credit to allow you to make a purchase when you require it.

 Agricultural Loans
The basic farming operation has grown in size and complexity requiring short-term, long-term and seasonal financing. We can provide your agricultural operation a variety of financing options, many times in cooperation with the Farmers Home Administration and the Federal Land Bank.

Our business products are further enhanced through our involvement with the United States Small Business Administration (SBA) State Economic Development Authority financing and other Federal, State and Local government agencies.

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